SELLER FINANCING AVAILABLE WITH JUST 10% DOWN! This direct Gulf-access lot on San Carlos Island includes a private dock and 10,000 lb boat lift already in place, offering a rare opportunity for boaters to secure waterfront property near Fort Myers Beach with flexible terms. Located at the end of the canal, the lot provides an open view toward the bay and quick access to the Gulf. Perfect for those looking to build a seasonal getaway or year-round Florida home, this property combines convenience, location and boating access just over the bridge from the beach. Enjoy easy walks or golf-cart rides to local favorites including Doc Ford’s, Dixie Fish Company and the Key West Express. Set within a relaxed boating community with low HOA fees, the lot offers public utilities at the street and direct water frontage along Main Street for easy access. Buyer to verify building options, permitted uses, and boat lift condition. A great opportunity to own waterfront property with seller financing in one of Southwest Florida’s most desirable boating locations.